About
Chuck
He started the 5 Star Credit Group in the year 1997. He and his wife have been together for 56 years and have two great sons. They have since added two daughter-in-laws to their family and now have two grandsons as well.
My Story
When clients call for a consultation, Chuck spends at least a half hour or more, guiding them through the credit process. He takes the time to review their credit report, and also spends a considerable amount of time teaching them how to leverage the use of their credit in the most effective ways, so as to have the most success with future purchases and to avoid repeating the same downfalls that they experienced previously.
He does this because he believes that by helping people understand how to use their credit properly, they can live better, happier lives with less stress and less worries concerning debt. It gives them hope for the future and enables them to make better plans and live happier lives.
His main motivation for establishing 5 Star Credit, and subsequently educating people, was due to his son’s first credit experience, and how long this experience affected his credit. When he started college, he was offered $51,000 worth of credit cards his first day at school, and had no knowledge of the credit system. We felt it was very unfair for a 17-year-old kid to be put in this position. He has since conducted many seminars for students, to help them avoid having to deal with this same situation and subsequently, be caught in an almost endless cycle of debt.
His main focus for clients, is to help them gain the information they need, and to institute practices that enhance credit scores, avoid bad debt, and ultimately, obtain mortgages, credit cards, and automobile loans. He has many clients who started with terrible credit, and now have been able to qualify for buying a home.